Topeka Post Office Credit Union

 
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Lending Services

The Topeka Post Office Credit Union offers its members a wide range of loan possibilities. Whether you're looking to buy a new or used vehicle or interested in additional financing to help meet your life goals, our lending specialists can help. Popular options include:

  • Secured & Un-Secured Loans
  • New & Used Vehicle Loans
  • Recreation Loans for RVS, Boats & Motorcycles
  • First and Second Mortgages

 

Topeka Post Office Credit Union, in partnership with 1st Mortgages to provide a full range of mortgage products and qualified experienced personnel to answer your questions.  Whether you need a first mortgage or refinancing please call us at 785-233-4323.  Apply online at www.1stmtgs.com or on the phone, we offer competitive rates, propmpt response and a wide variety of loan types available.

Featured Rates Include:

New Vehicle Rates Effective October 1, 2016:

  • 2017-2016    3.50% APR for 36 months

                                 3.50%  APR for 48 months

                                 3.50%  APR for 60 months

                                 3.50%  APR for 72 months

                                 4.50% APR for 84 months

Used Vehicle Rates:

  • 2016-2014           3.50% APR
  • 2013-2010           4.50% APR
  • 2009-older           5.50% APR

Unsecured loans up to $5000.00 depending on your credit score.  Rates will range from 12% APR up to 18% APR (Annual Percentage Rate).

We loan on automobiles, trucks (1 ton or less), vans, motorcycles, shares, RV's and camping trailers.  We also offer unsecured loans.  You can also purchase GAP insurance on your loans with us.  If your insurance company does not pay your loan off and you have a remaining balance this GAP insurance would pay the remaining balance in full.  So give us a try before you see someone else for your loan, we would be more than happy to see if we can help make your dream come true.

Rates are based on credit score, the above rates are for credit scores above 600, if your credit score is below 600 the rate increases by 3%.

**WHEN USING THE BELOW LOAN CALCULATOR PLEASE REMEMBER IT ONLY CALCULATES

AN ESTIMATED LOAN PAYMENT THEREFORE YOUR PAYMENT IS NOT GUARTANTEED

TO BE THE AMOUNT CALCULATED NOR DOES IT GUARANTEE LOAN APPROVAL**  

 

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Contact us today for more information on the many ways
Topeka Post Office Credit Union can best meet all your
credit union and financial institution needs.

(785) 233-4323

A loan officer explaining terms to a member of our credit union